Micro Insurance
Hospital Cash Insurance
Daily cash when you are admitted to hospital.
A daily cash benefit during covered hospital admissions to help meet incidental expenses.
Overview
About Hospital Cash Insurance
Hospital Cash provides you and your family with a fixed daily cash payout for every night spent in hospital — cash you can use for anything: transport, food, childcare, lost income. It works alongside any medical cover you already have.
Key Benefits
- Daily cash benefit
- Pays alongside medical insurance
- No receipts needed
- Family cover available
- Quick payouts
Coverage Highlights
- Cash benefit per day of admission
- ICU top-up benefit
- Accident-related admissions
- Maternity admissions (selected plans)
Who's Eligible
- Kenyan resident aged 18–65
- Individual or family cover
- Waiting periods apply
Exclusions
- Pre-existing conditions during waiting period
- Cosmetic procedures
- Self-inflicted injuries
- Admissions under 24 hours
Available Plans
Choose the plan that fits your needs.
Basic
KES 300/ 12 months
Coverage up to KES 1,000
Waiting period: 30 days
- KES 1,000 daily cash
- Up to 30 days per year
Standard
PopularKES 700/ 12 months
Coverage up to KES 2,500
Waiting period: 30 days
- KES 2,500 daily cash
- ICU top-up
- Up to 60 days per year
Premium
KES 1,500/ 12 months
Coverage up to KES 5,000
Waiting period: 30 days
- KES 5,000 daily cash
- ICU top-up
- Family cover for 4
- Up to 90 days
Online M-Pesa checkout is coming soon. In the meantime, tap a plan to complete your application with a licensed advisor on WhatsApp.
Claims Process
- 1Notify RiskMate within 7 days of discharge
- 2Submit discharge summary and claim form
- 3Payout to M-Pesa or bank within 7 days
FAQs